Terms and Conditions
Jurisdiction for use
This site is intended for use only by those who can acess it from within the UK.
Governing law
This site is governed by the laws of the country of the UK within which you reside and any dispute or action arising out of this site shall be determined in accordance with such laws.
Contacts
If you believe any information on this site is inaccurate or have any suggestions on how the content of this site could be improved please contact us at enquiries@themortgageadvisors.co.uk. If you have any questions on a particular product or service please use the contact details shown for that product or service.
Changes
We will update the content of this notice from time to time. Please ensure that you visit this page regularly and refresh your browser to ensure your information is up to date.
Customer responsibility
It is your responsibility to ensure that your computer is virus protected. The Mortgage Advisors accepts no responsibility for any loss you may suffer as a result of accessing or downloading information from this site.
Accuracy and validity of information
Whilst we take all reasonable steps to ensure that the information contained within these pages is accurate and uptodate. It is nonetheless supplied on an “as is” basis and accordingly we do not accept any liability for any errors or omissions. If you are in any doubt as to the validity of information made available within these pages, we recommend you seek verification by contacting us.
Availability
Whilst we take all reasonable steps to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance but we will endeavour to keep any disruption to a minimum. In addition we cannot warrant that theis website will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of this website.
Third party websites
This website may also contain hypertext links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions. Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the site to which it links. We accept no responsibility or liability for the contents of any linked website.
Privacy statement
The Mortgage Advisors is registered with the UK Date Protection Registrar and endeavours to follow all the guidelines and rules set out in the Data Protection Act 1998. We will not disclose your personal details to any third parties unless it is necessary to do so. On those occasions when we do need to disclose personal information, such as preparing Key Facts Illustrations for you, processing your business, or obtaining compliance and regulatory advice, we will do so on a confidential basis and in accordance with the Date Protection Act.
Privacy Policy
The Mortgage Advisors complies with and is registered under the Data Protection Act 1998 in the United Kingdom. We take all reasonable care to prevent any unauthorised access to and use of your personal data. Our staff maintain a responsibility to keep your information confidential and will only use it to offer relevant products and services related to your enquiry. Any personal details that we use to provide or promote our products and services to you (e.g. name, address, email address, telephone number, or any details of the services you have purchased or about which you have enquired) will not be passed to any third party organisation for marketing purposes without your permission and will not be used by us for any purpose other than that which you requested.
Contact details
If you have any comments or concerns regarding our privacy policy please contact us at enquiries@themortgageadvisors.co.uk.
What we use personal data for
We collect personal data to enable us to identify you and to deliver personalised offers and promotions based upon your demographics and product purchase profile, and for the purposes of statistical analysis. The information is used for system administration purposes and to form personalised profiles and demographics that we may use to improve the content of our communications to you. In order to collect customer user profiles, we may use “cookies” to store and track information about your use of The Mortgage Advisors. We will use this personalised information to keep you informed of areas you may have an interest. If you would prefer not to receive communications from us, please tell us by email to enquiries@themortgageadvisors.co.uk
What we won’t do with your personal data
We will not sell, rent or disclose your personal details to any third parties, except:
– when required to do so by law
– in response to a valid legal request by a law enforcement officer or government agency
– when you have explicitly or implicitly given your consent.
Access to personal data
Under the Data Protection Act 1998 we are entitled to charge an administration fee for answering your request of £10. All requests for copies of personal
information should be made in writing accompanied by the administration charge to The Mortgage Advisors
Covered by the Financial Services Compensation Scheme
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
We don’t charge any fees for arranging your mortgage, so there’s no cost to you for speaking with us and getting the advice you need.
We are entered on the Financial Services Register under firm reference number 461364.
Not all Buy to Let mortgages are regulated by the Financial Conduct Authority.
You may be required to pay an Early Repayment charge to your current lender if you remortgage.
The Mortgage Advisors is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.